Sargent, NE 68874 housing market

What this means

• Prices. Home values are up 8.2% over the past year (U.S.: +1.2%).
• Supply. There are 233% more homes for sale than the 2017-19 norm and rising (+67% vs. a year ago), so buyers have more to choose from than before the pandemic.
• Negotiating. Buyer leverage is high (76/100; U.S.: 54): homes sell for about 0.7% below their final list price (as of Mar 2026); 0% of listings had a price cut (U.S.: 26%).
• Affordability. A mortgage on the typical home takes 19% of the median household income (U.S.: 35%); it takes about $38k a year to keep the payment at 30% of gross pay. That includes about $2,375 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $142 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
• Outlook. Leaning up: likely −6% to +11% over the next 12 months (73% chance of a rise).

Next 12 months

Leaning up

Prices are more likely to rise than fall over the next year. Likely change: −5.6% to +10.7% (80% range; middle estimate +3.7%), chance of a rise 73%, of a 5%+ drop 11%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

Other ZIP codes in Custer County, NE