Wolbach, NE 68875 housing market
Data through Aug 2026 · Balanced market
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Home Value
$216,631
+6.4% vs. a year ago
Days on Market
247 days
Jul 2026
Price Cut %
0.0%
Jun 2026
Sale-to-List Ratio
92.5%
Dec 2021
Mtg Payment as % of Income
30%
Aug 2026
Overvalued %
17%
Aug 2026
Expected Disaster Loss
$203
Dec 2025
What this means
- Valuation. Prices are 17% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are up 6.4% over the past year (U.S.: +1.2%).
- Negotiating. Homes sell for about 7.5% below their final list price (as of Dec 2021); 0% of listings had a price cut (U.S.: 26%) (as of Jun 2026).
- Affordability. A mortgage on the typical home takes 30% of the median household income (U.S.: 35%); it takes about $61k a year to keep the payment at 30% of gross pay. That includes about $2,375 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $203 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. Leaning up: likely −4% to +12% over the next 12 months (79% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −4.0% to +12.3% (80% range; middle estimate +5.3%), chance of a rise 79%, of a 5%+ drop 7%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Greeley County, NE
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Spalding, NE 68665 | $271.5K | +10.2% | 36 |
| Spalding, NE 68842 | $216.1K | +7.6% | 66 |
| Wolbach, NE 68882 | $197K | +3.2% | 44 |