ZIP 74078 housing market
Data through Jan 2026
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Expected Disaster Loss
$102
Dec 2025
What this means
- Disaster risk. FEMA expects about $102 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from tornadoes, hail and wind.
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Other ZIP codes in Payne County, OK
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Stillwater, OK 74074 | $277.6K | +3.8% | 42 |
| Stillwater, OK 74075 | $259.3K | +6.1% | 50 |
| Cushing, OK 74023 | $145.4K | +0.1% | 77 |
| Perkins, OK 74059 | $224K | +5.1% | 51 |
| Drumright, OK 74085 | $161.9K | +2.0% | 19 |
| Glencoe, OK 74032 | $240.8K | +1.3% | 78 |
| ZIP 74077 | – | – | – |
| Ripley, OK 74062 | $185.7K | +4.4% | 5 |