ZIP 74438 housing market
Data through Jul 2026 · Balanced market · leverage 71
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Buyer Leverage Score
71
May 2026
Days on Market
265 days
Jul 2026
Price Cut %
0.0%
May 2026
Sale-to-List Ratio
73.3%
Mar 2014
Expected Disaster Loss
$239
Dec 2025
What this means
- Supply. Listings are 100% below the 2017-19 norm: still a tight market.
- Negotiating. Buyer leverage is high (71/100; U.S.: 54) (as of May 2026): homes sell for about 26.7% below their final list price (as of Mar 2014); 0% of listings had a price cut (U.S.: 26%) (as of May 2026).
- Disaster risk. FEMA expects about $239 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in McIntosh County, OK
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Checotah, OK 74426 | $181.3K | +7.6% | 69 |
| Eufaula, OK 74432 | $217.4K | +1.2% | 100 |
| Council Hill, OK 74428 | $233.3K | +3.5% | 39 |
| Hanna, OK 74845 | – | – | 67 |
| ZIP 74459 | – | – | – |