Clay Springs, AZ 85923 housing market
Data through Sep 2026 · Buyer's market · leverage 82
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Buyer Leverage Score
82
Sep 2026
Months of Supply
15.0 months
Feb 2026
Days on Market
120 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
98.5%
Dec 2024
Expected Disaster Loss
$256
Dec 2025
What this means
- Supply. There are 50% more homes for sale than the 2017-19 norm and rising (+33% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (82/100; U.S.: 54): homes sell for about 1.5% below their final list price (as of Dec 2024); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $256 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from wildfire. Check insurance costs before buying.
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Other ZIP codes in Navajo County, AZ
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Show Low, AZ 85901 | $429.2K | +0.7% | 97 |
| Winslow, AZ 86047 | $206.7K | +0.4% | 87 |
| Snowflake, AZ 85937 | $341.9K | +0.6% | 96 |
| Lakeside, AZ 85929 | $417.3K | +0.9% | 89 |
| ZIP 86033 | – | – | – |
| Holbrook, AZ 86025 | $201.1K | +6.1% | 89 |
| Pinetop, AZ 85935 | $541.3K | +0.2% | 83 |
| Overgaard, AZ 85933 | $372.7K | −0.3% | 97 |
| ZIP 86510 | – | – | – |
| Taylor, AZ 85939 | $376.7K | +2.1% | 97 |
| ZIP 85911 | – | – | – |
| Joseph City, AZ 86032 | – | – | 36 |
| ZIP 86042 | – | – | – |
| ZIP 86034 | – | – | – |
| ZIP 86043 | – | – | – |
| ZIP 86031 | – | – | – |
| ZIP 86054 | – | – | – |
| ZIP 86039 | – | – | – |
| ZIP 85926 | – | – | – |
| Pinedale, AZ 85934 | – | – | 95 |
| Heber, AZ 85928 | $438.7K | +0.7% | 98 |
| ZIP 85912 | – | – | – |
| ZIP 86029 | – | – | 60 |
| ZIP 85902 | – | – | – |
| ZIP 85942 | – | – | 89 |