ZIP 87038 housing market
Data through Jan 2026
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Expected Disaster Loss
$182
Dec 2025
What this means
- Disaster risk. FEMA expects about $182 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Cibola County, NM
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Grants, NM 87020 | $162.8K | +7.1% | 76 |
| ZIP 87034 | – | – | – |
| Milan, NM 87021 | – | – | 32 |
| Ramah, NM 87321 | – | – | 73 |
| ZIP 87007 | – | – | – |
| Pinehill, NM 87357 | – | – | 14 |
| Laguna, NM 87026 | – | – | 5 |
| Cubero, NM 87014 | – | – | 61 |
| San Rafael, NM 87051 | – | – | 24 |
| ZIP 87040 | – | – | – |
| Bluewater, NM 87005 | – | – | 61 |
| Fence Lake, NM 87315 | – | – | 26 |
| San Fidel, NM 87049 | – | – | 47 |