Ribera, NM 87562 housing market
Data through Aug 2026 · Seller's market · leverage 0
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Home Value
$376,010
+6.6% vs. a year ago
Buyer Leverage Score
0
Sep 2026
Months of Supply
3.0 months
Nov 2023
Days on Market
4 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
101.7%
Feb 2026
Mtg Payment as % of Income
22%
Aug 2026
Expected Disaster Loss
$300
Dec 2025
What this means
- Prices. Home values are up 6.6% over the past year (U.S.: +1.2%).
- Supply. Listings are 75% below the 2017-19 norm: still a tight market.
- Negotiating. Buyer leverage is low (0/100; U.S.: 54): homes typically sell at or above asking (101.7% of list) (as of Feb 2026); 0% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 22% of the median household income (U.S.: 35%); it takes about $86k a year to keep the payment at 30% of gross pay. That includes about $1,640 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $300 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
- Outlook. Leaning up: likely −7% to +10% over the next 12 months (67% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −6.7% to +9.6% (80% range; middle estimate +2.6%), chance of a rise 67%, of a 5%+ drop 13%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in San Miguel County, NM
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Las Vegas, NM 87701 | $236.9K | +10.1% | 37 |
| Pecos, NM 87552 | $323.9K | +6.6% | 51 |
| Ribera, NM 87560 | – | – | 52 |
| Sapello, NM 87745 | $370.1K | +13.2% | 69 |
| Anton Chico, NM 87711 | – | – | 42 |
| Pecos, NM 87538 | $301.8K | +9.9% | 19 |
| Serafina, NM 87569 | – | – | 31 |
| Montezuma, NM 87731 | – | – | 94 |
| Rociada, NM 87742 | $368.5K | +5.3% | 39 |
| ZIP 87583 | – | – | 10 |
| Newkirk, NM 88416 | – | – | 59 |
| San Jose, NM 87565 | – | – | 25 |
| Solano, NM 87746 | – | – | 70 |
| Tererro, NM 87573 | – | – | 44 |
| Garita, NM 88421 | – | – | – |
| ZIP 88439 | – | – | – |