Irvine, CA 92617 housing market

What this means

• Prices. Home values are down 1.0% over the past year (U.S.: +1.2%).
• Negotiating. Homes typically sell at or above asking (100.0% of list) (as of Aug 2025).
• Affordability. A mortgage on the typical home takes 66% of the median household income (U.S.: 35%); it takes about $201k a year to keep the payment at 30% of gross pay. That includes about $1,696 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $161 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from earthquakes.

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