O Neals, CA 93645 housing market
Data through Sep 2026 · Balanced market · leverage 65
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Buyer Leverage Score
65
Sep 2026
Months of Supply
15.3 months
Dec 2025
Days on Market
84 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
95.6%
Dec 2025
Expected Disaster Loss
$421
Dec 2025
What this means
- Supply. There are 33% more homes for sale than the 2017-19 norm and falling (−33% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is moderate (65/100; U.S.: 54): homes sell for about 4.4% below their final list price (as of Dec 2025); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $421 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from wildfire. Check insurance costs before buying.
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Other ZIP codes in Madera County, CA
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Madera, CA 93638 | $367K | +3.8% | 38 |
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