Kirkwood, CA 95646 housing market
Data through Sep 2026 · Balanced market · leverage 68
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Buyer Leverage Score
68
Sep 2026
Months of Supply
11.2 months
Aug 2026
Days on Market
83 days
Sep 2026
Price Cut %
6.1%
Sep 2026
Sale-to-List Ratio
92.5%
Aug 2026
Expected Disaster Loss
$299
Dec 2025
What this means
- Supply. Listings are 42% below the 2017-19 norm and rising (+55% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is high (68/100; U.S.: 54): homes sell for about 7.5% below their final list price; 6% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $299 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Alpine County, CA
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Avery, CA 95223 | $417.6K | −3.9% | 51 |
| Markleeville, CA 96120 | $525.1K | −2.1% | 79 |