Arbuckle, CA 95912 housing market
Data through Aug 2026 · Balanced market · leverage 56
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Home Value
$423,936
+2.1% vs. a year ago
Buyer Leverage Score
56
Sep 2026
Months of Supply
4.3 months
Aug 2026
Days on Market
105 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
97.0%
Aug 2026
Mtg Payment as % of Income
35%
Aug 2026
Overvalued %
42%
Aug 2026
Expected Disaster Loss
$183
Dec 2025
What this means
- Valuation. Prices are 42% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are up 2.1% over the past year (U.S.: +1.2%).
- Supply. Listings are 4% below the 2017-19 norm and rising (+14% vs. a year ago), close to pre-pandemic levels.
- Negotiating. Buyer leverage is moderate (56/100; U.S.: 54): homes sell for about 3.0% below their final list price; 0% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 35% of the median household income (U.S.: 35%); it takes about $102k a year to keep the payment at 30% of gross pay. That includes about $1,809 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $183 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. Leaning up: likely −4% to +12% over the next 12 months (79% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −4.2% to +12.1% (80% range; middle estimate +5.1%), chance of a rise 79%, of a 5%+ drop 8%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Colusa County, CA
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Colusa, CA 95932 | $376.8K | +0.3% | 53 |
| Williams, CA 95987 | $381.1K | +0.9% | 1 |
| Maxwell, CA 95955 | $307.8K | −0.3% | 13 |
| Stonyford, CA 95979 | $280.6K | +5.6% | 29 |
| Princeton, CA 95970 | $366.5K | +0.7% | 17 |
| ZIP 95950 | – | – | 55 |