Hawi, HI 96719 housing market

What this means

• Prices. Home values are up 2.6% over the past year (U.S.: +1.2%), but still 4% below their 2022-23 peak.
• Supply. Listings are 53% below the 2017-19 norm and rising (+100% vs. a year ago): still a tight market.
• Negotiating. Buyer leverage is moderate (38/100; U.S.: 54): homes sell for about 9.5% below their final list price (as of May 2026); 0% of listings had a price cut (U.S.: 26%).
• Affordability. A mortgage on the typical home takes 71% of the median household income (U.S.: 35%); it takes about $188k a year to keep the payment at 30% of gross pay. That includes about $1,892 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $782 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
• Outlook. Leaning up: likely −6% to +10% over the next 12 months (71% chance of a rise).

Next 12 months

Leaning up

Prices are more likely to rise than fall over the next year. Likely change: −5.9% to +10.5% (80% range; middle estimate +3.4%), chance of a rise 71%, of a 5%+ drop 11%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

Other ZIP codes in Hawaii County, HI