Colma, CA housing market

Data through Aug 2026

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Home Value

$1.1M

+1.8% vs. a year ago

Mtg Payment as % of Income

51%

Aug 2026

Overvalued %

-14%

Aug 2026

What this means

Valuation. Prices are 14% below this area's pre-2020 price-to-income norm, cheaper relative to incomes than before the pandemic.
Prices. Home values are up 1.8% over the past year (U.S.: +1.2%), but still 11% below their 2022-23 peak.
Affordability. A mortgage on the typical home takes 51% of the median household income (U.S.: 35%); it takes about $254k a year to keep the payment at 30% of gross pay. That includes about $1,854 a year for home insurance (U.S.: $1,790).

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