HouseVaneOpen the mapHillsborough, CA housing market
Data through Aug 2026
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Home Value
$5.5M
+12.7% vs. a year ago
Mtg Payment as % of Income
147%
Aug 2026
Rental Rate
$10,941/mo
Aug 2026
Overvalued %
59%
Aug 2026
What this means
- Valuation. Prices are 59% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are up 12.7% over the past year (U.S.: +1.2%).
- Affordability. A mortgage on the typical home takes 147% of the median household income (U.S.: 35%); it takes about $1.2M a year to keep the payment at 30% of gross pay. That includes about $1,854 a year for home insurance (U.S.: $1,790).
- Buy vs. rent. Buying costs about $19,640/mo more than renting a typical home (mortgage payment vs. typical rent).
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