Piedmont, CA housing market

Data through Aug 2026

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Home Value

$2.5M

+14.0% vs. a year ago

Mtg Payment as % of Income

68%

Aug 2026

Overvalued %

36%

Aug 2026

What this means

Valuation. Prices are 36% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
Prices. Home values are up 14.0% over the past year (U.S.: +1.2%), but still 6% below their 2022-23 peak.
Affordability. A mortgage on the typical home takes 68% of the median household income (U.S.: 35%); it takes about $565k a year to keep the payment at 30% of gross pay. That includes about $1,766 a year for home insurance (U.S.: $1,790).

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