Mason County, TX housing market
Data through Aug 2026 · Balanced market · leverage 99
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Home Value
$368,229
−0.7% vs. a year ago
Buyer Leverage Score
99
Sep 2026
Months of Supply
25.1 months
Aug 2026
Days on Market
128 days
Sep 2026
Price Cut %
14%
Sep 2026
Sale-to-List Ratio
100.0%
Apr 2026
Mtg Payment as % of Income
38%
Aug 2026
Overvalued %
-3.5%
Aug 2026
Expected Disaster Loss
$122
Dec 2025
What this means
- Valuation. Prices are roughly in line with local incomes (−3% vs. this area's pre-2020 price-to-income norm).
- Prices. Home values are down 0.7% over the past year (U.S.: +1.2%).
- Supply. There are 128% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (99/100; U.S.: 54): homes typically sell at or above asking (100.0% of list) (as of Apr 2026); 14% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 38% of the median household income (U.S.: 35%); it takes about $93k a year to keep the payment at 30% of gross pay. That includes about $2,155 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $122 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. No clear direction: likely −10% to +6% over the next 12 months (44% chance of a rise).
Next 12 months
No clear direction
A fall is somewhat more likely than a rise, but not by enough to call. Likely change: −10.2% to +6.2% (80% range; middle estimate −0.7%), chance of a rise 44%, of a 5%+ drop 25%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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ZIP codes in Mason County, TX
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Mason, TX 76856 | $362.5K | −0.9% | 100 |
| Fredonia, TX 76842 | – | – | 23 |
| Art, TX 76820 | – | – | 69 |