North Bay, NY 13123 housing market
Data through Jan 2026 · Balanced market · leverage 39
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Buyer Leverage Score
39
Nov 2025
Months of Supply
3.1 months
Dec 2016
Days on Market
150 days
Nov 2025
Price Cut %
0.0%
Nov 2025
Sale-to-List Ratio
88.6%
Mar 2017
Expected Disaster Loss
$245
Dec 2025
What this means
- Supply. Listings are 50% below the 2017-19 norm and falling (−100% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is moderate (39/100; U.S.: 54) (as of Nov 2025): homes sell for about 11.4% below their final list price (as of Mar 2017); 0% of listings had a price cut (U.S.: 26%) (as of Nov 2025).
- Disaster risk. FEMA expects about $245 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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