Fine, NY 13639 housing market
Data through Sep 2026 · Balanced market · leverage 24
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Buyer Leverage Score
24
Jul 2026
Months of Supply
3.0 months
Nov 2021
Days on Market
3 days
Jul 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
97.4%
May 2026
Expected Disaster Loss
$128
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm and falling (−50% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is low (24/100; U.S.: 54) (as of Jul 2026): homes sell for about 2.6% below their final list price (as of May 2026); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $128 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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