ZIP 13738 housing market
Data through Sep 2026 · Balanced market · leverage 13
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Buyer Leverage Score
13
Jun 2026
Days on Market
81 days
Sep 2026
Price Cut %
0.0%
Jun 2026
Expected Disaster Loss
$172
Dec 2025
What this means
- Supply. Listings are 100% below the 2017-19 norm: still a tight market.
- Negotiating. Buyer leverage is low (13/100; U.S.: 54) (as of Jun 2026): 0% of listings had a price cut (U.S.: 26%) (as of Jun 2026).
- Disaster risk. FEMA expects about $172 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Cortland County, NY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Cortland, NY 13045 | $210.2K | +5.8% | 8 |
| Homer, NY 13077 | $234.7K | +6.8% | 26 |
| Marathon, NY 13803 | $208.8K | +9.2% | 77 |
| Cincinnatus, NY 13040 | $182.9K | +9.7% | 90 |
| Mc Graw, NY 13101 | $184K | +5.9% | 58 |
| Cuyler, NY 13158 | $200.3K | +5.4% | 16 |
| Preble, NY 13141 | $224.7K | +7.2% | 13 |
| Harford, NY 13784 | $175.1K | +12.7% | 20 |
| Willet, NY 13863 | $156.6K | +12.6% | 25 |
| Little York, NY 13087 | – | – | 65 |