ZIP 21866 housing market
Data through Aug 2026 · Balanced market · leverage 36
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Buyer Leverage Score
36
Aug 2026
Months of Supply
1.6 months
Aug 2026
Days on Market
78 days
Aug 2026
Price Cut %
0.0%
Aug 2026
Sale-to-List Ratio
97.9%
Aug 2026
Expected Disaster Loss
$487
Dec 2025
What this means
- Supply. There are 100% more homes for sale than the 2017-19 norm and falling (−50% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is moderate (36/100; U.S.: 54): homes sell for about 2.1% below their final list price; 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $487 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Somerset County, MD
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Princess Anne, MD 21853 | $231.7K | +3.6% | 67 |
| Crisfield, MD 21817 | $168.2K | +1.4% | 99 |
| ZIP 21890 | – | – | – |
| Marion Station, MD 21838 | $211.1K | +4.9% | 43 |
| Westover, MD 21871 | $241.9K | +5.6% | 61 |
| Deal Island, MD 21821 | $213.2K | +3.3% | 55 |
| Ewell, MD 21824 | $108.6K | +11.8% | 55 |
| ZIP 21867 | – | – | 60 |