ZIP 28109 housing market
Data through Sep 2026 · Balanced market · leverage 68
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Buyer Leverage Score
68
Sep 2026
Days on Market
139 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Expected Disaster Loss
$114
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (68/100; U.S.: 54): 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $114 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Stanly County, NC
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Albemarle, NC 28001 | $264.5K | +1.5% | 90 |
| New London, NC 28127 | $319.1K | +3.3% | 87 |
| Locust, NC 28097 | $383.7K | +0.3% | 79 |
| Norwood, NC 28128 | $299.1K | +4.0% | 73 |
| Stanfield, NC 28163 | $396.8K | +3.8% | 69 |
| Oakboro, NC 28129 | $337.1K | +3.4% | 81 |
| Richfield, NC 28137 | $325.8K | +4.5% | 81 |
| Badin, NC 28009 | $176.4K | +7.1% | 92 |