Vidalia, GA 30410 housing market
Data through Aug 2026 · Balanced market · leverage 68
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Home Value
$192,696
+4.6% vs. a year ago
Buyer Leverage Score
68
Sep 2026
Months of Supply
12.3 months
Jul 2026
Days on Market
123 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
95.1%
Jul 2026
Mtg Payment as % of Income
23%
Aug 2026
Overvalued %
13%
Aug 2026
Expected Disaster Loss
$110
Dec 2025
What this means
- Valuation. Prices are 13% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are up 4.6% over the past year (U.S.: +1.2%).
- Supply. Listings are 50% below the 2017-19 norm and falling (−25% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is high (68/100; U.S.: 54): homes sell for about 4.9% below their final list price (as of Jul 2026); 0% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 23% of the median household income (U.S.: 35%); it takes about $52k a year to keep the payment at 30% of gross pay. That includes about $1,640 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $110 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. Leaning up: likely −5% to +12% over the next 12 months (77% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −4.7% to +11.6% (80% range; middle estimate +4.6%), chance of a rise 77%, of a 5%+ drop 9%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Montgomery County, GA
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Mount Vernon, GA 30445 | $150.4K | +5.0% | 86 |
| Tarrytown, GA 30470 | $214.6K | +3.9% | 51 |
| ZIP 30412 | – | – | 59 |