Otter Creek, FL 32683 housing market
Data through Sep 2026 · Balanced market · leverage 66
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Buyer Leverage Score
66
Sep 2026
Months of Supply
3.1 months
Jan 2019
Days on Market
121 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
100.4%
Dec 2024
Expected Disaster Loss
$278
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (66/100; U.S.: 54): homes typically sell at or above asking (100.4% of list) (as of Dec 2024); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $278 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Levy County, FL
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Williston, FL 32696 | $291.3K | −0.6% | 97 |
| Cedar Key, FL 32626 | $280.5K | −0.2% | 99 |
| Bronson, FL 32621 | $246.4K | −2.3% | 74 |
| Morriston, FL 32668 | $461.7K | +2.5% | 95 |
| Inglis, FL 34449 | $252.5K | −1.7% | 91 |
| Cedar Key, FL 32625 | $318K | −3.9% | 99 |
| Yankeetown, FL 34498 | $276.4K | −5.6% | 99 |
| ZIP 32639 | – | – | 18 |