ZIP 37315 housing market

Data through Jan 2026 · Seller's market · leverage 32

Buyer Leverage Score

Aug 2021

Days on Market

8 days

Jan 2026

Price Cut %

0.0%

Oct 2025

Expected Disaster Loss

$89

Dec 2025

What this means

Supply. There are 200% more homes for sale than the 2017-19 norm and falling (−100% vs. a year ago), so buyers have more to choose from than before the pandemic.
Negotiating. Buyer leverage is low (32/100; U.S.: 54) (as of Aug 2021): 0% of listings had a price cut (U.S.: 26%) (as of Oct 2025).
Disaster risk. FEMA expects about $89 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.

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Area	Home value	1-year change	Buyer leverage
Chattanooga, TN 37421	$361.5K	−1.2%	78
Hixson, TN 37343	$365.5K	+0.3%	54
Ooltewah, TN 37363	$440.5K	−1.0%	71
Soddy-Daisy, TN 37379	$359.2K	−0.4%	52
Red Bank, TN 37415	$330.8K	−1.3%	55
East Ridge, TN 37412	$256.6K	−2.5%	83
Chattanooga, TN 37411	$234K	−3.1%	89
Signal Mountain, TN 37377	$640.3K	+1.8%	34
Harrison, TN 37341	$338.4K	−1.1%	84
Chattanooga, TN 37404	$257.1K	−0.6%	78
Chattanooga, TN 37416	$290.9K	−1.3%	66
Chattanooga, TN 37406	$183.8K	−1.1%	88
Chattanooga, TN 37407	$127.7K	−4.9%	67
Chattanooga, TN 37403	$384.6K	−2.7%	99
Apison, TN 37302	$527.8K	−1.0%	70
Georgetown, TN 37336	$381.5K	+3.0%	82
Chattanooga, TN 37410	$160.2K	−4.3%	65
Chattanooga, TN 37402	$442.8K	−3.2%	84
Chattanooga, TN 37408	$403.4K	−3.2%	99
Chattanooga, TN 37409	$384.5K	−1.4%	79
Sale Creek, TN 37373	$311.7K	+0.5%	27
Birchwood, TN 37308	$351.5K	+0.8%	69
Lookout Mountain, TN 37350	$1.1M	+6.2%	16
Chattanooga, TN 37351	$234.9K	−3.1%	73
ZIP 37450	–	–	–