ZIP 38365 housing market
Data through Feb 2026 · Balanced market · leverage 11
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Buyer Leverage Score
11
Feb 2026
Days on Market
77 days
Feb 2026
Price Cut %
0.0%
Feb 2026
Expected Disaster Loss
$125
Dec 2025
What this means
- Supply. Listings are 77% below the 2017-19 norm: still a tight market.
- Negotiating. Buyer leverage is low (11/100; U.S.: 54): 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $125 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Hardin County, TN
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Savannah, TN 38372 | $198.3K | +3.6% | 91 |
| Counce, TN 38326 | $283.6K | +1.8% | 88 |
| Morris Chapel, TN 38361 | $189.2K | +4.0% | 67 |
| Saltillo, TN 38370 | $126.4K | +2.8% | 52 |
| Olivehill, TN 38475 | $170.4K | +5.6% | 87 |
| Crump, TN 38327 | $149.5K | −5.6% | 41 |
| Milledgeville, TN 38359 | $135.1K | −0.3% | 16 |
| Shiloh, TN 38376 | $166K | +1.2% | 12 |