ZIP 38505 housing market
Data through Jan 2026
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Expected Disaster Loss
$88
Dec 2025
What this means
- Disaster risk. FEMA expects about $88 a year in natural-disaster damage per $100k of building value (U.S.: $155).
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Other ZIP codes in Putnam County, TN
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Cookeville, TN 38501 | $301.8K | +1.9% | 90 |
| Cookeville, TN 38506 | $340.4K | +1.1% | 80 |
| Monterey, TN 38574 | $295.4K | +4.3% | 95 |
| Baxter, TN 38544 | $298.7K | +1.2% | 56 |
| Silver Point, TN 38582 | $364.4K | +5.7% | 74 |
| Buffalo Valley, TN 38548 | $298.3K | +13.5% | 29 |
| ZIP 38503 | – | – | – |