ZIP 38869 housing market
Data through Apr 2026 · Seller's market · leverage 32
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Buyer Leverage Score
32
Mar 2026
Months of Supply
3.1 months
Sep 2025
Days on Market
154 days
Apr 2026
Price Cut %
0.0%
Mar 2026
Expected Disaster Loss
$112
Dec 2025
What this means
- Supply. Listings are 100% below the 2017-19 norm and falling (−100% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is low (32/100; U.S.: 54): 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $112 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Pontotoc County, MS
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Pontotoc, MS 38863 | $210.5K | +7.7% | 66 |
| Belden, MS 38826 | $267K | +9.6% | 52 |
| Ecru, MS 38841 | $214.7K | +10.2% | 39 |
| Thaxton, MS 38871 | $232.6K | +8.0% | 98 |
| Randolph, MS 38864 | $193K | +12.8% | 62 |