Bronwood, GA 39826 housing market
Data through Aug 2026 · Balanced market · leverage 65
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Home Value
$105,324
+2.5% vs. a year ago
Buyer Leverage Score
65
Sep 2026
Months of Supply
3.1 months
May 2026
Days on Market
82 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
94.0%
May 2026
Mtg Payment as % of Income
20%
Aug 2026
Overvalued %
-12%
Aug 2026
Expected Disaster Loss
$90
Dec 2025
What this means
- Valuation. Prices are 12% below this area's pre-2020 price-to-income norm, cheaper relative to incomes than before the pandemic.
- Prices. Home values are up 2.5% over the past year (U.S.: +1.2%).
- Supply. There are 50% more homes for sale than the 2017-19 norm and rising (+50% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (65/100; U.S.: 54): homes sell for about 6.0% below their final list price (as of May 2026); 0% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 20% of the median household income (U.S.: 35%); it takes about $32k a year to keep the payment at 30% of gross pay. That includes about $1,583 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $90 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. Leaning up: likely −6% to +10% over the next 12 months (70% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −6.1% to +10.2% (80% range; middle estimate +3.2%), chance of a rise 70%, of a 5%+ drop 12%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Terrell County, GA
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Albany, GA 39842 | $119.7K | +4.2% | 95 |
| Parrott, GA 39877 | $151.4K | +1.0% | 97 |
| ZIP 39885 | – | – | 24 |