Pineville, KY 40939 housing market
Data through Sep 2026 · Buyer's market · leverage 79
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Buyer Leverage Score
79
Sep 2026
Days on Market
102 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
93.4%
Sep 2025
Expected Disaster Loss
$395
Dec 2025
What this means
- Supply. There are 200% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (79/100; U.S.: 54): homes sell for about 6.6% below their final list price (as of Sep 2025); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $395 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Bell County, KY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Middlesboro, KY 40965 | $111K | −3.7% | 87 |
| Pineville, KY 40977 | $83K | −25.2% | 83 |
| Pathfork, KY 40856 | $72.5K | −38.9% | 38 |
| Hulen, KY 40845 | – | – | 69 |
| Pineville, KY 40902 | $63.5K | −29.5% | 75 |
| Pineville, KY 40958 | $77.2K | −30.8% | 14 |
| Helton, KY 40988 | $69.3K | −21.4% | 52 |
| Frakes, KY 40940 | – | – | 57 |
| Pineville, KY 40813 | $94.5K | −11.8% | 8 |
| ZIP 40913 | – | – | – |