ZIP 45361 housing market
Data through Aug 2026 · Balanced market · leverage 40
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Buyer Leverage Score
40
Sep 2025
Months of Supply
3.1 months
Jul 2026
Days on Market
26 days
Sep 2025
Price Cut %
0.0%
Sep 2025
Sale-to-List Ratio
97.7%
Jul 2026
Expected Disaster Loss
$75
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is moderate (40/100; U.S.: 54) (as of Sep 2025): homes sell for about 2.3% below their final list price; 0% of listings had a price cut (U.S.: 26%) (as of Sep 2025).
- Disaster risk. FEMA expects about $75 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Miami County, OH
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Troy, OH 45373 | $284.6K | +2.3% | 35 |
| Piqua, OH 45356 | $184.1K | +3.2% | 40 |
| Tipp City, OH 45371 | $351.1K | +2.1% | 32 |
| West Milton, OH 45383 | $242K | +3.0% | 38 |
| Covington, OH 45318 | $244K | +2.8% | 55 |
| Pleasant Hill, OH 45359 | $249.7K | +4.9% | 62 |
| Laura, OH 45337 | $261.5K | +2.6% | 19 |
| Fletcher, OH 45326 | $257.3K | +5.1% | 5 |
| Casstown, OH 45312 | $365.7K | +4.4% | 31 |
| Ludlow Falls, OH 45339 | $339.2K | +4.4% | 25 |