Goetzville, MI 49736 housing market
Data through Aug 2026 · Balanced market · leverage 25
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Home Value
$180,177
+7.0% vs. a year ago
Buyer Leverage Score
25
Sep 2026
Months of Supply
3.2 months
Aug 2026
Days on Market
192 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
85.7%
Mar 2026
Mtg Payment as % of Income
28%
Aug 2026
Overvalued %
26%
Aug 2026
Expected Disaster Loss
$66
Dec 2025
What this means
- Valuation. Prices are 26% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are up 7.0% over the past year (U.S.: +1.2%).
- Supply. Listings are 87% below the 2017-19 norm and falling (−25% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is low (25/100; U.S.: 54): homes sell for about 14.3% below their final list price (as of Mar 2026); 0% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 28% of the median household income (U.S.: 35%); it takes about $47k a year to keep the payment at 30% of gross pay. That includes about $1,063 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $66 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. No clear direction: likely −7% to +9% over the next 12 months (64% chance of a rise).
Next 12 months
No clear direction
A rise is somewhat more likely than a fall, but not by enough to call. Likely change: −7.3% to +9.0% (80% range; middle estimate +2.0%), chance of a rise 64%, of a 5%+ drop 15%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Chippewa County, MI
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Sault Sainte Marie, MI 49783 | $196.3K | +5.9% | 41 |
| Brimley, MI 49715 | $231.1K | +15.4% | 36 |
| Kincheloe, MI 49788 | $103K | +5.3% | 22 |
| Pickford, MI 49774 | $205.3K | +8.5% | 34 |
| ZIP 49784 | – | – | – |
| Rudyard, MI 49780 | $182.3K | +9.4% | 71 |
| Kinross, MI 49752 | – | – | 67 |
| Dafter, MI 49724 | $233.8K | +8.6% | 45 |
| Drummond Island, MI 49726 | $244.8K | +13.1% | 20 |
| De Tour Village, MI 49725 | $212.1K | +4.9% | 32 |
| Eckerman, MI 49728 | – | – | 30 |
| Paradise, MI 49768 | $214.9K | +9.1% | 67 |
| Barbeau, MI 49710 | $216.3K | +12.4% | 19 |
| Hulbert, MI 49748 | – | – | 27 |
| Trout Lake, MI 49793 | $194.3K | +8.4% | 29 |