Saint Thomas, ND 58276 housing market
Data through Sep 2026 · Balanced market · leverage 20
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Buyer Leverage Score
20
Sep 2026
Months of Supply
3.0 months
Nov 2025
Days on Market
43 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
96.5%
Nov 2025
Expected Disaster Loss
$203
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is low (20/100; U.S.: 54): homes sell for about 3.5% below their final list price (as of Nov 2025); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $203 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Pembina County, ND
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Cavalier, ND 58220 | $172.7K | +11.2% | 61 |
| Walhalla, ND 58282 | – | – | 66 |
| Drayton, ND 58225 | $134.4K | +15.3% | 62 |
| Pembina, ND 58271 | – | – | 79 |
| Neche, ND 58265 | – | – | 16 |
| Crystal, ND 58222 | – | – | 46 |
| Bathgate, ND 58216 | – | – | 12 |
| Hensel, ND 58241 | – | – | 7 |
| Mountain, ND 58262 | – | – | 55 |
| Hamilton, ND 58238 | – | – | 12 |
| Glasston, ND 58236 | – | – | – |