Atwood, OK 74827 housing market
Data through Aug 2026 · Balanced market · leverage 45
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Home Value
$229,227
+9.1% vs. a year ago
Buyer Leverage Score
45
Jun 2026
Months of Supply
3.2 months
Aug 2026
Days on Market
85 days
Jun 2026
Price Cut %
0.0%
May 2026
Sale-to-List Ratio
90.0%
Aug 2026
Mtg Payment as % of Income
28%
Aug 2026
Overvalued %
48%
Aug 2026
Expected Disaster Loss
$292
Dec 2025
What this means
- Valuation. Prices are 48% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are up 9.1% over the past year (U.S.: +1.2%).
- Supply. Listings are 100% below the 2017-19 norm: still a tight market.
- Negotiating. Buyer leverage is moderate (45/100; U.S.: 54) (as of Jun 2026): homes sell for about 10.0% below their final list price; 0% of listings had a price cut (U.S.: 26%) (as of May 2026).
- Affordability. A mortgage on the typical home takes 28% of the median household income (U.S.: 35%); it takes about $58k a year to keep the payment at 30% of gross pay. That includes about $2,018 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $292 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
- Outlook. Leaning up: likely −4% to +12% over the next 12 months (78% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −4.4% to +11.9% (80% range; middle estimate +4.9%), chance of a rise 78%, of a 5%+ drop 8%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Hughes County, OK
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Holdenville, OK 74848 | $96.2K | +0.1% | 62 |
| Okemah, OK 74883 | $121.9K | +11.3% | 9 |
| Wardville, OK 74570 | $212.1K | +12.1% | 66 |
| Allen, OK 74531 | $171.2K | +17.2% | 33 |
| Dustin, OK 74839 | $122.4K | +16.8% | 71 |
| Lamar, OK 74850 | $188.4K | +16.2% | 17 |