ZIP 76628 housing market
Data through Sep 2026 · Balanced market · leverage 54
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Buyer Leverage Score
54
Jan 2025
Days on Market
22 days
Sep 2026
Price Cut %
100%
Sep 2026
Sale-to-List Ratio
87.7%
Oct 2021
Expected Disaster Loss
$83
Dec 2025
What this means
- Supply. Listings are 100% below the 2017-19 norm: still a tight market.
- Negotiating. Buyer leverage is moderate (54/100; U.S.: 54) (as of Jan 2025): homes sell for about 12.3% below their final list price (as of Oct 2021); 100% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $83 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Hill County, TX
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Hillsboro, TX 76645 | $211.9K | −1.6% | 95 |
| Whitney, TX 76692 | $227.6K | +0.3% | 84 |
| Itasca, TX 76055 | $215.7K | +0.2% | 96 |
| Hubbard, TX 76648 | $216.8K | +1.6% | 65 |
| Covington, TX 76636 | $346.8K | −2.7% | 84 |
| Blum, TX 76627 | $323.5K | +8.3% | 100 |
| Aquilla, TX 76622 | $334.1K | +2.9% | 66 |
| Mount Calm, TX 76673 | $276K | +1.8% | 84 |
| Abbott, TX 76621 | $309K | −2.0% | 100 |
| Malone, TX 76660 | $212.9K | +2.7% | 31 |
| Bynum, TX 76631 | $282.1K | +4.2% | 64 |
| Penelope, TX 76676 | $224.3K | −3.5% | 16 |
| Mertens, TX 76666 | $217.2K | +2.3% | 86 |
| ZIP 76650 | – | – | 8 |