Hamilton, CO 81638 housing market
Data through Sep 2026 · Balanced market · leverage 50
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Buyer Leverage Score
50
Sep 2026
Months of Supply
3.0 months
Nov 2025
Days on Market
64 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
95.3%
Nov 2025
Expected Disaster Loss
$194
Dec 2025
What this means
- Supply. There are 50% more homes for sale than the 2017-19 norm and rising (+100% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is moderate (50/100; U.S.: 54): homes sell for about 4.7% below their final list price (as of Nov 2025); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $194 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Moffat County, CO
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Craig, CO 81625 | $311.4K | +0.8% | 79 |
| Dinosaur, CO 81610 | – | – | 30 |
| Maybell, CO 81640 | – | – | 90 |
| ZIP 81633 | – | – | – |