Banks, ID 83602 housing market
Data through Sep 2026 · Balanced market · leverage 81
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Buyer Leverage Score
81
Sep 2026
Months of Supply
3.0 months
Jun 2024
Days on Market
109 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
99.0%
Oct 2024
Expected Disaster Loss
$579
Dec 2025
What this means
- Supply. There are 100% more homes for sale than the 2017-19 norm and rising (+100% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (81/100; U.S.: 54): homes sell for about 1.0% below their final list price (as of Oct 2024); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $579 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from wildfire. Check insurance costs before buying.
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Other ZIP codes in Boise County, ID
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Garden Valley, ID 83622 | $559.3K | +3.1% | 73 |
| Idaho City, ID 83631 | $408.4K | +5.1% | 52 |
| Horseshoe Bend, ID 83629 | $530.6K | +2.0% | 40 |
| Lowman, ID 83637 | $336.5K | +4.8% | 95 |
| Placerville, ID 83666 | – | – | 77 |