Alpine, AZ 85920 housing market
Data through Aug 2026 · Balanced market · leverage 71
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Home Value
$422,019
−0.4% vs. a year ago
Buyer Leverage Score
71
Sep 2026
Months of Supply
7.5 months
Aug 2026
Days on Market
81 days
Sep 2026
Price Cut %
13%
Sep 2026
Sale-to-List Ratio
97.1%
Aug 2026
Mtg Payment as % of Income
39%
Aug 2026
Expected Disaster Loss
$517
Dec 2025
What this means
- Prices. Home values are flat over the past year (U.S.: +1.2%).
- Supply. Listings are 4% below the 2017-19 norm and falling (−17% vs. a year ago), close to pre-pandemic levels.
- Negotiating. Buyer leverage is high (71/100; U.S.: 54): homes sell for about 2.9% below their final list price; 13% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 39% of the median household income (U.S.: 35%); it takes about $96k a year to keep the payment at 30% of gross pay. That includes about $1,261 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $517 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from wildfire. Check insurance costs before buying.
- Outlook. Leaning up: likely −6% to +10% over the next 12 months (71% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −6.0% to +10.3% (80% range; middle estimate +3.2%), chance of a rise 71%, of a 5%+ drop 12%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Apache County, AZ
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| ZIP 86503 | – | – | – |
| ZIP 86505 | – | – | – |
| ZIP 86504 | – | – | – |
| Eagar, AZ 85925 | $320.6K | +0.1% | 80 |
| Saint Johns, AZ 85936 | $246.4K | +3.9% | 97 |
| Saint Michaels, AZ 86511 | – | – | 35 |
| ZIP 87328 | – | – | – |
| ZIP 86556 | – | – | – |
| ZIP 86512 | – | – | 53 |
| Teec Nos Pos, AZ 86514 | – | – | – |
| ZIP 86520 | – | – | – |
| Concho, AZ 85924 | $282.5K | +1.9% | 95 |
| Eagar, AZ 85938 | $264.5K | +9.8% | 74 |
| ZIP 86507 | – | – | – |
| ZIP 86538 | – | – | – |
| ZIP 86544 | – | – | – |
| ZIP 85930 | – | – | – |
| ZIP 86540 | – | – | – |
| ZIP 86506 | – | – | – |
| Vernon, AZ 85940 | $391K | +2.1% | 75 |
| ZIP 86535 | – | – | – |
| ZIP 86547 | – | – | – |
| Nutrioso, AZ 85932 | $439.4K | 0.0% | 63 |
| Chambers, AZ 86502 | – | – | 86 |
| ZIP 86545 | – | – | 13 |
| ZIP 86508 | – | – | – |
| Greer, AZ 85927 | $538K | −2.8% | 97 |
| Petrified Forest Natl Pk, AZ 86028 | – | – | – |