Eagar, AZ 85925 housing market
Data through Aug 2026 · Balanced market · leverage 80
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Home Value
$320,614
+0.1% vs. a year ago
Buyer Leverage Score
80
Sep 2026
Months of Supply
6.4 months
Aug 2026
Days on Market
101 days
Sep 2026
Price Cut %
15%
Sep 2026
Sale-to-List Ratio
95.5%
Aug 2026
Mtg Payment as % of Income
26%
Aug 2026
Overvalued %
34%
Aug 2026
Expected Disaster Loss
$178
Dec 2025
What this means
- Valuation. Prices are 34% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are flat over the past year (U.S.: +1.2%).
- Supply. Listings are 26% below the 2017-19 norm and falling (−6% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is high (80/100; U.S.: 54): homes sell for about 4.5% below their final list price; 15% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 26% of the median household income (U.S.: 35%); it takes about $73k a year to keep the payment at 30% of gross pay. That includes about $1,261 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $178 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. No clear direction: likely −7% to +9% over the next 12 months (66% chance of a rise).
Next 12 months
No clear direction
A rise is somewhat more likely than a fall, but not by enough to call. Likely change: −6.9% to +9.4% (80% range; middle estimate +2.4%), chance of a rise 66%, of a 5%+ drop 14%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Apache County, AZ
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| ZIP 86503 | – | – | – |
| ZIP 86505 | – | – | – |
| ZIP 86504 | – | – | – |
| Saint Johns, AZ 85936 | $246.4K | +3.9% | 97 |
| Saint Michaels, AZ 86511 | – | – | 35 |
| ZIP 87328 | – | – | – |
| ZIP 86556 | – | – | – |
| ZIP 86512 | – | – | 53 |
| Teec Nos Pos, AZ 86514 | – | – | – |
| ZIP 86520 | – | – | – |
| Concho, AZ 85924 | $282.5K | +1.9% | 95 |
| Eagar, AZ 85938 | $264.5K | +9.8% | 74 |
| ZIP 86507 | – | – | – |
| ZIP 86538 | – | – | – |
| ZIP 86544 | – | – | – |
| ZIP 85930 | – | – | – |
| ZIP 86540 | – | – | – |
| ZIP 86506 | – | – | – |
| Vernon, AZ 85940 | $391K | +2.1% | 75 |
| ZIP 86535 | – | – | – |
| ZIP 86547 | – | – | – |
| Nutrioso, AZ 85932 | $439.4K | 0.0% | 63 |
| Chambers, AZ 86502 | – | – | 86 |
| ZIP 86545 | – | – | 13 |
| Alpine, AZ 85920 | $422K | −0.4% | 71 |
| ZIP 86508 | – | – | – |
| Greer, AZ 85927 | $538K | −2.8% | 97 |
| Petrified Forest Natl Pk, AZ 86028 | – | – | – |