Chama, NM 87575 housing market
Data through Sep 2026 · Balanced market · leverage 56
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Buyer Leverage Score
56
Sep 2026
Months of Supply
18.4 months
Jul 2026
Days on Market
158 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
65.6%
Jun 2026
Expected Disaster Loss
$252
Dec 2025
What this means
- Supply. Listings are 69% below the 2017-19 norm: still a tight market.
- Negotiating. Buyer leverage is moderate (56/100; U.S.: 54): homes sell for about 34.4% below their final list price (as of Jun 2026); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $252 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Rio Arriba County, NM
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Espanola, NM 87532 | $353.8K | +5.5% | 56 |
| Dulce, NM 87528 | – | – | 71 |
| Alcalde, NM 87511 | – | – | 27 |
| Ohkay Owingeh, NM 87566 | – | – | 23 |
| Hernandez, NM 87537 | – | – | 53 |
| Dixon, NM 87527 | – | – | 61 |
| Chamisal, NM 87521 | – | – | 28 |
| Chama, NM 87520 | $318.9K | −0.4% | 86 |
| El Rito, NM 87530 | – | – | 35 |
| Medanales, NM 87548 | – | – | 87 |
| Abiquiu, NM 87510 | $401.9K | −3.0% | 46 |
| Medanales, NM 87549 | – | – | 22 |
| Velarde, NM 87582 | – | – | 52 |
| Blanco, NM 87412 | $269.1K | +7.7% | 69 |
| Tres Piedras, NM 87577 | – | – | 64 |
| Truchas, NM 87578 | – | – | 50 |
| Cordova, NM 87523 | – | – | 70 |
| Gallina, NM 87017 | – | – | 70 |
| Canjilon, NM 87515 | – | – | 14 |
| Coyote, NM 87012 | – | – | 3 |
| La Madera, NM 87539 | – | – | 6 |
| Lindrith, NM 87029 | – | – | 38 |
| Youngsville, NM 87064 | – | – | 20 |
| Los Ojos, NM 87551 | – | – | 92 |
| La Jara, NM 87046 | – | – | 81 |
| Canones, NM 87516 | – | – | 45 |
| Vallecitos, NM 87581 | – | – | 57 |
| ZIP 87518 | – | – | 88 |
| ZIP 87554 | – | – | – |