ZIP 88323 housing market
Data through Jan 2026
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Expected Disaster Loss
$502
Dec 2025
What this means
- Disaster risk. FEMA expects about $502 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Lincoln County, NM
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Ruidoso, NM 88345 | $321.7K | −4.1% | 100 |
| Alto, NM 88312 | $589.9K | +4.5% | 100 |
| Ruidoso Downs, NM 88346 | $232.9K | −0.2% | 100 |
| Capitan, NM 88316 | $252K | +5.5% | 62 |
| Carrizozo, NM 88301 | $152.6K | −7.3% | 28 |
| Carrizozo, NM 88341 | $363.3K | −0.3% | 49 |
| Hondo, NM 88336 | – | – | 57 |
| Corona, NM 88318 | – | – | 63 |
| ZIP 88355 | – | – | – |
| San Patricio, NM 88348 | – | – | 49 |
| Lincoln, NM 88338 | – | – | 21 |
| Tinnie, NM 88351 | – | – | 29 |
| Picacho, NM 88343 | – | – | 25 |
| Glencoe, NM 88324 | – | – | 50 |