ZIP 93409 housing market
Data through Jan 2026
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Expected Disaster Loss
$123
Dec 2025
What this means
- Disaster risk. FEMA expects about $123 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in San Luis Obispo County, CA
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Paso Robles, CA 93446 | $764.6K | +1.7% | 61 |
| Atascadero, CA 93422 | $781.8K | +2.4% | 41 |
| Arroyo Grande, CA 93420 | $1M | +1.0% | 59 |
| San Luis Obispo, CA 93401 | $1.1M | +1.1% | 52 |
| San Luis Obispo, CA 93405 | $1.1M | +2.7% | 40 |
| Nipomo, CA 93444 | $939.6K | +3.2% | 14 |
| Los Osos, CA 93402 | $868.4K | +2.6% | 31 |
| Grover Beach, CA 93433 | $774K | +1.9% | 47 |
| Morro Bay, CA 93442 | $933.2K | +1.1% | 50 |
| Templeton, CA 93465 | $976.7K | +1.8% | 59 |
| Pismo Beach, CA 93449 | $1.1M | +2.6% | 41 |
| ZIP 93410 | – | – | – |
| Oceano, CA 93445 | $677.7K | +3.1% | 54 |
| Cambria, CA 93428 | $1M | +3.1% | 58 |
| Cayucos, CA 93430 | $1.3M | +0.8% | 62 |
| Creston, CA 93453 | $753.5K | +0.7% | 98 |
| Shandon, CA 93461 | $515.4K | 0.0% | 76 |
| Creston, CA 93432 | $962.9K | −1.2% | 28 |
| Avila Beach, CA 93424 | $1.5M | −0.3% | 73 |
| ZIP 93407 | – | – | – |
| San Simeon, CA 93452 | $596.2K | −0.7% | 95 |
| ZIP 93408 | – | – | – |