ZIP 95486 housing market

Data through Jun 2026 · Balanced market · leverage 22

Buyer Leverage Score

Apr 2026

Months of Supply

3.1 months

Aug 2024

Days on Market

8 days

Apr 2026

Price Cut %

0.0%

Apr 2026

Sale-to-List Ratio

96.5%

Jun 2026

Expected Disaster Loss

$815

Dec 2025

What this means

Supply. There are 0% more homes for sale than the 2017-19 norm and rising (+100% vs. a year ago), so buyers have more to choose from than before the pandemic.
Negotiating. Buyer leverage is low (22/100; U.S.: 54) (as of Apr 2026): homes sell for about 3.5% below their final list price; 0% of listings had a price cut (U.S.: 26%) (as of Apr 2026).
Disaster risk. FEMA expects about $815 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.

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Area	Home value	1-year change	Buyer leverage
Rohnert Park, CA 94928	$706.8K	+0.3%	20
Santa Rosa, CA 95403	$723.4K	−0.1%	55
Santa Rosa, CA 95407	$628.9K	−0.7%	50
Petaluma, CA 94954	$834.1K	−0.4%	29
Santa Rosa, CA 95404	$807.4K	+0.1%	65
Santa Rosa, CA 95401	$647.6K	−0.4%	29
Sonoma, CA 95476	$940.5K	−2.1%	71
Sebastopol, CA 95472	$1.1M	+1.6%	24
Windsor, CA 95492	$794.8K	+0.6%	15
Santa Rosa, CA 95409	$771.2K	−1.2%	33
Santa Rosa, CA 95405	$724.8K	+1.7%	49
Healdsburg, CA 95448	$1.1M	−0.2%	94
Cloverdale, CA 95425	$628K	−1.6%	59
Cotati, CA 94931	$718.7K	−0.5%	52
Calistoga, CA 94515	$1.1M	−1.1%	87
Forestville, CA 95436	$624K	−0.7%	43
Guerneville, CA 95446	$519.3K	−2.6%	54
Glen Ellen, CA 95442	$1.2M	−0.7%	99
Penngrove, CA 94951	$1.3M	+0.9%	38
Kenwood, CA 95452	$1.2M	−2.7%	30
Geyserville, CA 95441	$1.1M	−0.8%	92
Cazadero, CA 95421	$565.3K	0.0%	88
Bodega Bay, CA 94923	$1.4M	+2.6%	36
The Sea Ranch, CA 95497	$1.4M	+1.2%	54
Occidental, CA 95465	$1.1M	+2.2%	14
Monte Rio, CA 95462	$537.1K	+0.4%	44
Graton, CA 95444	$803.2K	−1.5%	7
Fulton, CA 95439	$1M	+3.9%	87
Rio Nido, CA 95471	–	–	50
Annapolis, CA 95412	$895.3K	−7.9%	36
Jenner, CA 95450	$854.5K	−0.5%	91
Camp Meeker, CA 95419	$453.7K	+0.6%	46
ZIP 95431	–	–	–
ZIP 95480	–	–	8
Bodega, CA 94922	–	–	33
Valley Ford, CA 94972	–	–	56
ZIP 95430	–	–	36