ZIP 95639 housing market

Data through Sep 2026 · Balanced market · leverage 22

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Buyer Leverage Score

Sep 2026

Months of Supply

3.1 months

Sep 2025

Days on Market

7 days

Sep 2026

Price Cut %

0.0%

Sep 2026

Sale-to-List Ratio

107.7%

Apr 2026

Expected Disaster Loss

$166

Dec 2025

What this means

Supply. There are 33% more homes for sale than the 2017-19 norm and rising (+100% vs. a year ago), so buyers have more to choose from than before the pandemic.
Negotiating. Buyer leverage is low (22/100; U.S.: 54): homes typically sell at or above asking (107.7% of list) (as of Apr 2026); 0% of listings had a price cut (U.S.: 26%).
Disaster risk. FEMA expects about $166 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from earthquakes.

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Other ZIP codes in Sacramento County, CA

Area	Home value	1-year change	Buyer leverage
Sacramento, CA 95823	$424.1K	−0.7%	23
Folsom, CA 95630	$753.2K	−0.5%	42
Elk Grove, CA 95624	$629.4K	−1.3%	27
Elk Grove, CA 95758	$568.7K	−2.1%	35
Florin, CA 95828	$452.7K	−0.3%	15
Carmichael, CA 95608	$566K	+0.1%	32
Rancho Cordova, CA 95670	$480.1K	−1.3%	30
Elk Grove, CA 95757	$686.7K	−2.7%	21
Antelope, CA 95843	$498.7K	−0.2%	26
Citrus Heights, CA 95610	$504.7K	−0.2%	34
Sacramento, CA 95822	$429.8K	−1.1%	20
Fair Oaks, CA 95628	$612.8K	+0.3%	28
Sacramento, CA 95831	$624.6K	+0.5%	23
Citrus Heights, CA 95621	$446.1K	−1.1%	42
Sacramento, CA 95833	$450.6K	−1.1%	41
Sacramento, CA 95835	$564.4K	−2.2%	51
Sacramento, CA 95838	$395.1K	−0.4%	30
Sacramento, CA 95826	$465.4K	−0.9%	29
Sacramento, CA 95821	$490.7K	+0.5%	52
Sacramento, CA 95834	$515.4K	−3.2%	54
Sacramento, CA 95825	$395.7K	−0.7%	67
Sacramento, CA 95660	$383.6K	−0.4%	34
Sacramento, CA 95820	$400.3K	−0.3%	30
Sacramento, CA 95842	$418.4K	−0.4%	41
Sacramento, CA 95824	$365K	−1.4%	21
Orangevale, CA 95662	$556.3K	+0.4%	21
Galt, CA 95632	$528.5K	−0.9%	30
Sacramento, CA 95829	$584K	−1.1%	28
Sacramento, CA 95815	$354.1K	−1.5%	26
Sacramento, CA 95864	$747.7K	+4.9%	29
Sacramento, CA 95818	$708.4K	+2.0%	35
Rancho Cordova, CA 95827	$468.7K	−0.2%	36
Sacramento, CA 95841	$429.3K	−0.7%	47
Sacramento, CA 95819	$746.9K	+2.9%	12
Sacramento, CA 95816	$714K	+1.2%	34
Rancho Cordova, CA 95742	$613.8K	−2.7%	68
Rio Linda, CA 95673	$449.8K	+0.9%	15
Sacramento, CA 95817	$471.9K	+0.4%	42
Sacramento, CA 95832	$418K	−0.4%	48
Sacramento, CA 95814	$526.3K	−2.3%	80
Sacramento, CA 95811	$573.8K	−2.1%	88
Wilton, CA 95693	$953.4K	+3.8%	5
Sloughhouse, CA 95683	$701.1K	+0.8%	60
Elverta, CA 95626	$511.7K	+3.7%	21
Mather, CA 95655	$565.9K	−0.4%	18
ZIP 95671	–	–	–
Herald, CA 95638	$801.2K	+3.4%	6
Walnut Grove, CA 95690	$547K	+2.6%	79
Isleton, CA 95641	$402.5K	+1.8%	19
Mcclellan, CA 95652	–	–	70
Courtland, CA 95615	$607K	+7.8%	99
Elk Grove, CA 95830	$1M	+5.5%	36
Sacramento, CA 95837	$1M	+2.5%	92
ZIP 95680	–	–	13