Belden, CA 95915 housing market
Data through Sep 2026 · Balanced market · leverage 87
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Buyer Leverage Score
87
Sep 2026
Days on Market
154 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
54.1%
Dec 2020
Expected Disaster Loss
$768
Dec 2025
What this means
- Supply. There are 100% more homes for sale than the 2017-19 norm and falling (−50% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (87/100; U.S.: 54): homes sell for about 45.9% below their final list price (as of Dec 2020); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $768 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Plumas County, CA
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Quincy, CA 95971 | $323.8K | −0.8% | 80 |
| Portola, CA 96122 | $270.3K | +0.8% | 69 |
| Chester, CA 96020 | $351.2K | −0.1% | 87 |
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| Chilcoot, CA 96105 | $341.6K | −1.1% | 39 |
| Meadow Valley, CA 95956 | $286.6K | −4.5% | 21 |
| Chilcoot, CA 96129 | $366.6K | +3.7% | 13 |
| Taylorsville, CA 95983 | $269.2K | −0.3% | 28 |
| Portola, CA 96106 | $615K | −2.2% | 73 |
| Strawberry Valley, CA 95981 | $272.5K | −7.4% | 79 |
| Canyon Dam, CA 95923 | $356.9K | +3.2% | 52 |
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| Twain, CA 95984 | – | – | 61 |
| ZIP 96135 | – | – | 4 |