ZIP 95986 housing market
Data through Sep 2026 · Balanced market · leverage 47
Open on the mapMarket report (PDF)Compare
Buyer Leverage Score
47
Sep 2026
Months of Supply
3.0 months
Nov 2024
Days on Market
238 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
95.1%
Sep 2025
Expected Disaster Loss
$639
Dec 2025
What this means
- Supply. Listings are 40% below the 2017-19 norm: still a tight market.
- Negotiating. Buyer leverage is moderate (47/100; U.S.: 54): homes sell for about 4.9% below their final list price (as of Sep 2025); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $639 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from wildfire. Check insurance costs before buying.
Follow ZIP 95986
One email a month: what changed in prices, supply and the outlook. Unsubscribe any time.
Other ZIP codes in Nevada County, CA
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Grass Valley, CA 95945 | $482.2K | +0.8% | 29 |
| Grass Valley, CA 95949 | $540.4K | +1.0% | 40 |
| Truckee, CA 96161 | $1M | +2.0% | 52 |
| Nevada City, CA 95959 | $558.3K | +0.1% | 47 |
| Penn Valley, CA 95946 | $517.9K | 0.0% | 56 |
| Rough and Ready, CA 95975 | $515.3K | −1.0% | 7 |
| Floriston, CA 96111 | – | – | 82 |