Monument, OR 97864 housing market
Data through Jul 2026 · Balanced market · leverage 32
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Buyer Leverage Score
32
Jul 2026
Months of Supply
3.1 months
May 2019
Days on Market
104 days
Jul 2026
Price Cut %
0.0%
Jul 2026
Sale-to-List Ratio
85.1%
Sep 2025
Expected Disaster Loss
$326
Dec 2025
What this means
- Supply. Listings are 50% below the 2017-19 norm: still a tight market.
- Negotiating. Buyer leverage is low (32/100; U.S.: 54): homes sell for about 14.9% below their final list price (as of Sep 2025); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $326 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Grant County, OR
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| John Day, OR 97845 | $284.6K | +0.2% | 79 |
| Canyon City, OR 97820 | $310K | +4.7% | 94 |
| Mount Vernon, OR 97865 | $312.4K | +4.1% | 81 |
| Prairie City, OR 97869 | $236.4K | +2.7% | 65 |
| Long Creek, OR 97856 | – | – | 34 |
| Dayville, OR 97825 | – | – | 87 |
| Unity, OR 97877 | $280.9K | +2.6% | 49 |
| Kimberly, OR 97848 | – | – | 35 |
| Seneca, OR 97873 | – | – | 68 |
| Bates, OR 97817 | – | – | 69 |