Upton County, TX housing market

What this means

• Prices. Home values are up 5.8% over the past year (U.S.: +1.2%), but still 18% below their 2022-23 peak.
• Supply. There are 105% more homes for sale than the 2017-19 norm and rising (+8% vs. a year ago), so buyers have more to choose from than before the pandemic.
• Negotiating. Buyer leverage is high (79/100; U.S.: 54): homes sell for about 1.3% below their final list price (as of Mar 2026); 14% of listings had a price cut (U.S.: 26%).
• Affordability. A mortgage on the typical home takes 23% of the median household income (U.S.: 35%); it takes about $37k a year to keep the payment at 30% of gross pay. That includes about $2,149 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $81 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
• Outlook. Leaning up: likely −5% to +11% over the next 12 months (76% chance of a rise).

Next 12 months

Leaning up

Prices are more likely to rise than fall over the next year. Likely change: −5.0% to +11.4% (80% range; middle estimate +4.5%), chance of a rise 76%, of a 5%+ drop 9%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

ZIP codes in Upton County, TX