ZIP 21542 housing market
Data through Aug 2026 · Balanced market · leverage 23
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Buyer Leverage Score
23
May 2026
Days on Market
162 days
Aug 2026
Price Cut %
0.0%
May 2026
Sale-to-List Ratio
86.3%
Jan 2025
Expected Disaster Loss
$110
Dec 2025
What this means
- Supply. Listings are 100% below the 2017-19 norm and falling (−100% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is low (23/100; U.S.: 54) (as of May 2026): homes sell for about 13.7% below their final list price (as of Jan 2025); 0% of listings had a price cut (U.S.: 26%) (as of May 2026).
- Disaster risk. FEMA expects about $110 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Allegany County, MD
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Cumberland, MD 21502 | $157.7K | +3.3% | 62 |
| Frostburg, MD 21532 | $181.7K | +3.9% | 67 |
| Mount Savage, MD 21545 | $129.7K | −0.1% | 15 |
| Rawlings, MD 21557 | $186.7K | +7.3% | 39 |
| Oldtown, MD 21555 | $210.1K | +8.2% | 0 |
| Flintstone, MD 21530 | $231.8K | +8.1% | 11 |
| Little Orleans, MD 21766 | $234.1K | +8.7% | 67 |
| Cumberland, MD 21524 | $190.6K | +11.8% | 21 |
| Cumberland, MD 21529 | $179.9K | +2.5% | 42 |
| Midlothian, MD 21543 | – | – | 68 |
| Luke, MD 21540 | – | – | 0 |
| ZIP 21560 | – | – | – |