ZIP 28274 housing market

Data through Aug 2026 · Balanced market

Months of Supply

3.1 months

Sep 2024

Sale-to-List Ratio

95.5%

Aug 2026

Expected Disaster Loss

$249

Dec 2025

What this means

Negotiating. Homes sell for about 4.4% below their final list price.
Disaster risk. FEMA expects about $249 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.

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Area	Home value	1-year change	Buyer leverage
Charlotte, NC 28269	$353.6K	−2.2%	70
Charlotte, NC 28277	$609.9K	+0.6%	54
Huntersville, NC 28078	$537.9K	+0.4%	55
Charlotte, NC 28215	$347.4K	−1.0%	76
Mint Hill, NC 28227	$387.1K	+0.1%	72
Charlotte, NC 28216	$317.8K	−1.0%	79
Charlotte, NC 28205	$458.5K	−0.3%	81
Charlotte, NC 28273	$365.8K	−2.1%	75
Charlotte, NC 28262	$340.4K	−1.3%	78
Charlotte, NC 28210	$566.9K	+1.6%	45
Matthews, NC 28105	$487.9K	+0.5%	50
Charlotte, NC 28213	$322.7K	−1.2%	77
Charlotte, NC 28214	$333.6K	−0.3%	73
Charlotte, NC 28212	$319.7K	−0.4%	75
Charlotte, NC 28208	$299.3K	−1.3%	91
Charlotte, NC 28226	$675.2K	+2.7%	39
Charlotte, NC 28278	$497.2K	−0.9%	61
Charlotte, NC 28211	$930.7K	+4.4%	62
Charlotte, NC 28270	$679.9K	+2.2%	36
Charlotte, NC 28217	$323.5K	−1.8%	85
Cornelius, NC 28031	$538.6K	+1.0%	72
Charlotte, NC 28209	$672.3K	+4.5%	41
Davidson, NC 28036	$653.1K	+0.5%	50
Charlotte, NC 28203	$675.3K	+0.8%	56
Charlotte, NC 28202	$405.7K	−1.8%	98
Charlotte, NC 28206	$321.8K	−3.0%	85
Pineville, NC 28134	$417.4K	−0.6%	47
Charlotte, NC 28207	$1.7M	+7.7%	36
Charlotte, NC 28204	$578K	+0.2%	88
ZIP 28223	–	–	71
ZIP 28244	–	–	–
ZIP 28280	–	–	–
ZIP 28282	–	–	–