Pocahontas, TN 38061 housing market

What this means

• Prices. Home values are up 12.5% over the past year (U.S.: +1.2%).
• Supply. There are 50% more homes for sale than the 2017-19 norm and rising (+25% vs. a year ago), so buyers have more to choose from than before the pandemic.
• Negotiating. Buyer leverage is moderate (54/100; U.S.: 54): homes sell for about 11.7% below their final list price (as of Feb 2026); 0% of listings had a price cut (U.S.: 26%).
• Affordability. A mortgage on the typical home takes 37% of the median household income (U.S.: 35%); it takes about $48k a year to keep the payment at 30% of gross pay. That includes about $1,514 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $147 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
• Outlook. Leaning up: likely −4% to +13% over the next 12 months (80% chance of a rise).

Next 12 months

Leaning up

Prices are more likely to rise than fall over the next year. Likely change: −3.8% to +12.5% (80% range; middle estimate +5.5%), chance of a rise 80%, of a 5%+ drop 7%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

Other ZIP codes in McNairy County, TN